Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to emiagency.com and EMI – Ernie McClellan Insurance and governs data collection and usage.

For the purposes of this Privacy Policy, unless otherwise noted, all references to EMI – Ernie McClellan Insurance include emiagency.com, EMI Agency and Borderbelt Services.

The EMI Agency website is a Insurance and Financial Services Products site. By using the EMI Agency website, you consent to the data practices described in this statement.

Collection of your Personal Information
In order to better provide you with products and services offered on our Site, EMI Agency may collect personally identifiable information.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a)registering for an account on our Site; (b)entering a sweepstakes or contest sponsored by us or one of our partners; (c)signing up for special offers from selected third parties; (d) sending us an email message; (e)
submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We
also may gather additional personal or non-personal information in the future.

Use of your Personal Information
EMI Agency collects and uses your personal information to operate its website(s) and deliver the services you have requested.

EMI Agency may also use your personally identifiable information to inform you of other products or services available from EMI Agency and its affiliates.

Sharing Information with Third Parties
EMI Agency does not sell, rent or lease its customer lists to third parties.

EMI Agency may share data with trusted partners to help perform statistical analysis, send you
email or postal mail, provide customer support, or arrange for deliveries. All such third parties are
prohibited from using your personal information except to provide these services to EMI Agency,
and they are required to maintain the confidentiality of your information.

EMI Agency may disclose your personal information, without notice, if required to do so by law or

  • First and Last Name
  • Mailing Address
  • E-mail Address
  • Phone Number

Tracking User Behavior
EMI Agency may keep track of the websites and pages our users visit within EMI Agency, in
order to determine what EMI Agency services are the most popular. This data is used to deliver
customized content and advertising within EMI Agency to customers whose behavior indicates that
they are interested in a particular subject area.

Automatically Collected Information
Information about your computer hardware and software may be automatically collected by EMI
Agency. This information can include: your IP address, browser type, domain names, access times
and referring website addresses. This information is used for the operation of the service, to
maintain quality of the service, and to provide general statistics regarding use of the EMI Agency
website.

Use of Cookies
The EMI Agency website may use “cookies” to help you personalize your online experience. A
cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be
used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you,
and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The
purpose of a cookie is to tell the Web server that you have returned to a specific page. For
example, if you personalize EMI Agency pages, or register with EMI Agency site or services, a
cookie helps EMI Agency to recall your specific information on subsequent visits. This simplifies
the process of recording your personal information, such as billing addresses, shipping addresses,
and so on. When you return to the same EMI Agency website, the information you previously
provided can be retrieved, so you can easily use the EMI Agency features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you
choose to decline cookies, you may not be able to fully experience the interactive features of the
EMI Agency services or websites you visit.

Links
This website contains links to other sites. Please be aware that we are not responsible for the
content or privacy practices of such other sites. We encourage our users to be aware when they
leave our site and to read the privacy statements of any other site that collects personally
identifiable information.

Security of your Personal Information
EMI Agency secures your personal information from unauthorized access, use, or disclosure. EMI Agency uses the following methods for this purpose:

When personal information (such as a credit card number) is transmitted to other websites, it is
protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or
alteration of your personal information. Unfortunately, no data transmission over the Internet or any
wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect
your personal information, you acknowledge that: (a) there are security and privacy limitations
inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any
and all information and data exchanged between you and us through this Site cannot be
guaranteed.

Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

Please note that we may not be able to comply with requests to delete your personal information if
it is necessary to:

Children Under Thirteen

  • SSL Protocol
    • Delete your personal information from our records; and
    • Direct any service providers to delete your personal information from their records.
    • Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
    • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal
    activity; or prosecute those responsible for that activity;
    • Debug to identify and repair errors that impair existing intended functionality;
    • Exercise free speech, ensure the right of another consumer to exercise his or her right
    of free speech, or exercise another right provided for by law;
    • Comply with the California Electronic Communications Privacy Act;
    • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
    • Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
    • Comply with an existing legal obligation; or
    • Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

    EMI Agency does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

E-mail Communications
From time to time, EMI Agency may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.

If you would like to stop receiving marketing or promotional communications via email from EMI Agency, you may opt out of such communications by replying STOP” or “clicking on the UNSUBSCRIBE button..

Changes to this Statement
EMI Agency reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the
modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information
EMI Agency welcomes your questions or comments regarding this Statement of Privacy. If you believe that EMI Agency has not adhered to this Statement, please contact EMI Agency at:

EMI – Ernie McClellan Insurance
4050 Pennsylvania, Ste. 115 #100
Kansas City, Missouri 64111

(877) 759-2100